![\"Lease](\"https:\/\/techvisor.pro\/wp-content\/uploads\/2026\/07\/umovy-lizyngu.webp\" "\\"\\"")
<\/p>\nOn July 28, 2026, Apple is launching Apple Upgrade \u2014 a new device leasing program in partnership with the fintech company Klarna. We break down how it works and how it differs from the previous device upgrade program.<\/p>\n
Apple Upgrade is a leasing program that allows users to rent an iPhone, iPad, Mac and Apple Watch with fixed monthly payments instead of paying the full price upfront. The program launches in the U.S., is available both in Apple retail stores and online, and replaces the previous iPhone Upgrade Program and Apple\u2019s standard installment plan, registration for which closes at the same time as the new program launches.<\/p>\n
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Terms depend on the device category:<\/p>\n
Only a simplified credit check is required to apply; it does not affect the credit score, although it also does not guarantee automatic approval.<\/p>\n
![\"at](\"https:\/\/techvisor.pro\/wp-content\/uploads\/2026\/07\/naprykinczi-terminu-lizyngu.webp\" "\\"\\"")
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Unlike the previous program, where the device became the customer\u2019s property immediately after the full repayment of a 24-month interest-free loan, Apple Upgrade is structured more like car leasing. At the end of the term, several options are available:<\/p>\n
![\"Why](\"https:\/\/techvisor.pro\/wp-content\/uploads\/2026\/07\/chomu-apple-zapuskaye-czyu-programu.webp\" "\\"\\"")
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According to Bloomberg, the launch of Apple Upgrade coincides with a period when Apple has already raised prices on a number of devices due to the global shortage of memory chips. The company presents the program as a way to make the monthly payment lower and less noticeable for the customer \u2014 although the total amount paid over the full lease term does not necessarily become lower.<\/p>\n
Some analysts point out that certain operations within the program may come with additional fees \u2014 so it is worth carefully reading the terms of a specific offer before signing up.<\/p>\n
What is Apple Upgrade?<\/strong> A new Apple device leasing program in partnership with Klarna \u2014 it allows users to rent devices with fixed monthly payments instead of paying the full price upfront.<\/p>\n When does Apple Upgrade launch?<\/strong> July 28, 2026, initially only in the U.S.<\/p>\n What are the lease terms under the program?<\/strong> 24 months for iPhone and Apple Watch, 36 months for Mac and iPad.<\/p>\n How is Apple Upgrade different from the old iPhone Upgrade Program?<\/strong> In the old program, the device became the customer\u2019s property immediately after the loan was repaid. In the new program, this is one of several options at the end of the term \u2014 you can also return the device or upgrade to a newer model.<\/p>\n Is a credit check required for Apple Upgrade?<\/strong> Yes, a simplified check that does not affect the credit score, but also does not guarantee approval.<\/p>\n The article was prepared by the TechVisor team \u2014 practical IT media for people.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" On July 28, 2026, Apple is launching Apple Upgrade \u2014 a new device leasing program in partnership with the fintech company Klarna. We break down how it works and how it differs from the previous device upgrade program. What Is Apple Upgrade Apple Upgrade is a leasing program that allows users to rent an iPhone, […]<\/p>\n","protected":false},"author":1,"featured_media":2224,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,21],"tags":[],"class_list":["post-2225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gadgets","category-news"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":8}},"_links":{"self":[{"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/posts\/2225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/comments?post=2225"}],"version-history":[{"count":1,"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/posts\/2225\/revisions"}],"predecessor-version":[{"id":2231,"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/posts\/2225\/revisions\/2231"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/media\/2224"}],"wp:attachment":[{"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/media?parent=2225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/categories?post=2225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/techvisor.pro\/en\/wp-json\/wp\/v2\/tags?post=2225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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